Goals without a plan are just dreams

Why clear goals matter before you invest

“I want to be rich.”

Cool. But what does that actually mean?

Do you want to travel the world without checking your bank app? Own a house before 35? Quit your job at 50? Most people throw out vague goals but never take the time to define them.

That’s the problem. If your goal is fuzzy, your plan will be, too. And that makes it almost impossible to build an investment strategy that gets you where you want to go.

This Skill flips the script. It’s not about picking a magic number. It’s about breaking down what you actually want, when you want it, and how much risk you’re okay with. Real financial goals come from your values, your lifestyle and your timeline.

Once you’ve done that, the investing part gets a lot simpler. You’ll know what you’re aiming for and which trade-offs are worth it.

Now let’s turn goals into a real plan.