Terms

General Terms of Use

By using our website www.stoxcraft.com and all associated websites or services, you agree to the terms of use listed here. If you do not agree with these terms, you should not use Stoxcraft. Stoxcraft is owned by Stoxcraft OG („us“, „we“, or „our“). 

1. Platform Development Notice

Please note that Stoxcraft is currently in development and certain features may be limited or unavailable at this time. We are continuously working to improve and expand our services and welcome your feedback. We reserve the right to modify, update, or discontinue any part of the platform without prior notice. By using Stoxcraft, you acknowledge and accept that the service is provided “as is” during this development phase. This does not affect any mandatory consumer rights under applicable law. 

2. Changes to the Terms of Use

We may update or modify these Terms of Use at any time. Any changes will become effective upon publication. By continuing to use Stoxcraft after such changes are published, you agree to the revised terms. The current version of the Terms of Use is always available on this page. 
For material changes affecting paid features or pricing of ongoing subscriptions, we will notify you in advance (e.g., by email or in-app) and specify an effective date at least 14 days ahead. If you do not agree, you may cancel before the effective date; continued use after that date constitutes acceptance of the revised terms, without prejudice to mandatory consumer rights. 

3. Changes to Stoxcraft

We may modify, suspend, or discontinue any service, feature, or functionality of Stoxcraft at any time without prior notice. If we discontinue a paid service before the end of your current billing period for reasons not attributable to you, we will refund the unused portion of your fees on a pro-rata basis. We do not guarantee backward compatibility or continued availability of any service. We shall not be liable for any loss or inconvenience resulting from such modifications or discontinuation. 

4. Ownership of Information; Stoxcraft Usage License; Further Data Distribution; Non-Display Use

Unless otherwise stated, all rights, titles and interests in and to Stoxcraft, including all information provided through the platform in all languages, formats and media worldwide, are the exclusive property of Stoxcraft, its affiliates or its data providers. This includes, without limitation, all copyrights, trademarks and related intellectual property rights. 

The content and market data available on Stoxcraft, including but not limited to scores, ratings, analytics and other information, are licensed solely for display purposes. This license is strictly limited to personal or internal company use. Any other use is expressly prohibited, including but not limited to automated trading, algorithmic order creation, price references, order verification, smart order routing, risk management programs or any other machine based processing that does not involve direct human display. Prohibited uses also include the creation of derivative products or services based on Stoxcraft data or any other use circumventing the limitations of our data providers. 

In addition, users and third parties are prohibited from developing, offering or operating products, tools or services that enable or facilitate such prohibited non display use. Specifically, no third party may: 

1. Utilize, reuse or incorporate Stoxcraft market data, including scores, ratings or analytics, into automated trading systems, algorithmic decision making or other non display purposes. 

2. Market or advertise such usage capabilities in any way that would contravene these Terms of Use. 

These restrictions apply equally to all users and all third party providers. Features such as webhooks are provided exclusively for permitted display and personal or internal use and may not be interpreted or exploited in ways that circumvent these limitations. Any defense claiming “non use of Stoxcraft services” to justify prohibited data usage is expressly invalid. 

Unless expressly authorized in writing, sublicensing, transfer, sale, lending, or distribution of Stoxcraft data, including market data, is strictly prohibited. Without prior written consent from Stoxcraft and its data providers, you may not copy, translate, decompile, disassemble, or create derivative works from any software or materials provided, except as permitted by mandatory law (including for interoperability purposes). 

Commercial use of Stoxcraft services is not permitted unless explicitly authorized by a separate agreement. We make no warranty and accept no liability for third-party services or software, except where liability cannot be excluded under applicable law. 

Stoxcraft reserves the right to take any necessary measures to ensure compliance, protect its intellectual property, and maintain service integrity. This includes audits, investigations, suspensions, account terminations, and legal proceedings. Remedies may include injunctive relief, damages, and access restrictions. 

5. Assignment and Content Usage

Stoxcraft grants all users of Stoxcraft.com and its available versions a limited, non-transferable right to use the content provided on the platform, subject to the user’s subscription level and these Terms of Use. 
Content may only be used for personal or internal purposes. Any external use requires clear attribution to Stoxcraft. Attribution must include an explicit reference to Stoxcraft and remain visible at all times. 
When Stoxcraft Cards are used in videos or other promotional activities where the platform itself is not visible, the product used must be clearly described. 
The use of Stoxcraft content outside the platform without proper attribution is strictly prohibited. This applies to all materials provided by Stoxcraft, including but not limited to tools, cards and academy content, when used on external resources. Attribution is an additional requirement and does not, by itself, authorize external use beyond the scope of your license or subscription; any redistribution or sublicensing remains prohibited unless expressly permitted in writing. 
Violations of these rules may result in permanent account suspension. Stoxcraft also reserves the right to pursue further legal action, including warnings, injunctions, damages and other appropriate remedies. 

6. Third-Party Websites and Advertisers

Stoxcraft may contain links to third-party websites. These sites may include offensive, illegal or inaccurate content. Stoxcraft is not responsible for the content, accuracy or legality of such websites, except where liability cannot be excluded under applicable law. Links are provided solely for your convenience and do not imply any endorsement of the content, products or services offered on such sites. 

Any business interactions with advertisers found on Stoxcraft take place solely between you and the advertiser. Stoxcraft is not a party to such transactions and accepts no responsibility for them, except where liability cannot be excluded under applicable law. 

Unauthorized advertising on Stoxcraft is strictly prohibited and may result in temporary or permanent suspension of the relevant account. Stoxcraft reserves the right to take further action, including legal proceedings, to protect its interests in cases where financial damage occurs. 

7. Disclaimer of Warranties

The Stoxcraft website and services, as well as all information, content, materials and products made available, are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Stoxcraft makes no express or implied representations or warranties, including but not limited to the accuracy, reliability, timeliness, completeness or suitability of the information provided. Stoxcraft does not guarantee that the use of the services will be uninterrupted or error-free. 

You acknowledge that Stoxcraft may modify, remove or discontinue services in accordance with these Terms of Use. Stoxcraft does not warrant that the services will be free from data loss, corruption, attacks, viruses, disruptions, hacking or other security breaches. Any material downloaded or otherwise obtained through Stoxcraft is used at your own discretion and risk. You are solely responsible for any damage to your systems or loss of data that results from such use, except where liability cannot be excluded under applicable law. 

Certain information available through Stoxcraft may be provided by third-party businesses or organizations, including but not limited to stock exchanges, news providers, market data vendors and other content suppliers (collectively, “data providers”). While such information is believed to come from reliable sources, Stoxcraft does not warrant its accuracy, completeness, timeliness, sequence or results of use. Furthermore, Stoxcraft makes no warranties and assumes no liability for third-party content, except where liability cannot be excluded under applicable law. 

8. Disclaimer for Investment Decisions and Trading

Stoxcraft provides financial information and educational content only. We are not a trading platform and do not execute or facilitate trades. 

Decisions to buy, sell, hold or trade securities, commodities or other investments involve significant risks and should be made only with the advice of qualified financial professionals. Any investment activity carries the risk of substantial losses. You should carefully consider whether such activities are appropriate for you in light of your financial situation and ability to bear financial risks. 

Stoxcraft does not provide personalized investment advice or recommendations. Any information, scores, ratings, analyses or other materials available through Stoxcraft are for informational and educational purposes only and should not be relied upon as the sole basis for investment decisions. 

To the fullest extent permitted by law, Stoxcraft disclaims any liability for losses or damages incurred by you or any third party as a result of investment or trading activities undertaken on the basis of information obtained through Stoxcraft. 

9. Registered Users

Certain services on the Stoxcraft website are available only to registered users and require an active user account. By registering for an account, you agree to be bound by these Terms of Use. 

By using the Stoxcraft website, you represent and warrant that you are legally capable of entering into a binding contract and that you are not prohibited from using Stoxcraft services under applicable law. You agree to (a) provide accurate, current and complete information during registration and (b) maintain and promptly update such information to keep it accurate, current and complete. 

If you provide information that is false, inaccurate, outdated or incomplete, or if Stoxcraft has reasonable grounds to suspect this, we may suspend or terminate your account and restrict access to our services. We may also remove content associated with your account if we reasonably believe that you have violated these Terms of Use, to the extent permitted by applicable law. 

10. Access and Security

You are responsible for maintaining the confidentiality of your username, email address, password and account information. You are also responsible for all activities carried out under your account, to the extent permitted by applicable law. 

You agree to (a) immediately notify Stoxcraft of any unauthorized use of your password or account, or any other security breach, and (b) ensure that you log out of your account at the end of each session. 

To the fullest extent permitted by law, Stoxcraft is not liable for any damages or losses resulting from your failure to comply with these security obligations. 

11. Payments and Termination of Services

1. Stoxcraft offers both subscriptions and one-time purchases (such as digital Booster Packs). By completing a purchase, you confirm that you have read and accept these Terms of Use. 

2. Subscriptions are billed in advance on a monthly or yearly basis, according to the billing period selected. Subscriptions renew automatically until canceled. We will clearly inform you of the renewal conditions before purchase and, where required by law, provide a reminder notice before each renewal. 

3. You are responsible for canceling your subscription. Cancellation can be made at any time through your account settings or by contacting us via the methods provided under “Contact.” Cancellation must be as easy as sign-up and will be confirmed by email with the effective date. 

4. If you cancel before the end of the current billing period, your subscription remains active until the end of the period already paid for. After that date, access will end unless renewed. 

5. One-time purchases, such as Booster Packs, are charged once at the point of sale. These purchases are non-refundable, except as required by applicable consumer protection law. 

6. Refunds for subscriptions are possible only within 14 calendar days of payment, unless you have expressly agreed that the service begins immediately and acknowledged that you thereby waive your statutory right of withdrawal. Outside of this period, no refunds are available for monthly subscriptions or for upgrades to higher-priced plans. 

7. Payments are processed securely through our payment partner Stripe. By making a payment, you also agree to Stripe’s Terms of Service and Privacy Policy, which govern the processing of your payment information. 

12. Right of Withdrawal

If you are a consumer within the meaning of the EU Consumer Rights Directive and the Austrian Consumer Protection Act (KSchG), you have the right to withdraw from this contract within 14 days without giving any reason. 

 
The withdrawal period is 14 days from the day of the conclusion of the contract. 

To exercise your right of withdrawal, you must inform us (Stoxcraft OG, Doerfl 56, A-8262 Ilz, Austria, Email: [email protected]) of your decision to withdraw from this contract by means of a clear statement (e.g. a letter sent by post or email). You may use the model withdrawal form set out below, but it is not mandatory. 

 
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired. 

Effects of Withdrawal 
If you withdraw from this contract, we shall reimburse to you all payments received from you, including delivery costs (where applicable), without undue delay and in any event not later than 14 days from the day on which we are informed about your decision to withdraw from this contract. We will carry out such reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement. 
If you requested to begin the performance of services during the withdrawal period, you shall pay us an amount which is in proportion to what has been provided until the time you communicated your withdrawal, in comparison with the full coverage of the contract. 

Exclusion of the Right of Withdrawal 
The right of withdrawal does not apply to contracts for the supply of digital content (such as online subscriptions, downloads or access to digital services) if performance has begun after you have 

expressly consented that we begin performance of the contract before the expiry of the withdrawal period, and 

acknowledged that you thereby lose your right of withdrawal once performance has begun. 

For this purpose, during the checkout process you will be asked to confirm the following statement: 
“I agree that the delivery of digital services and content begins immediately after purchase. I acknowledge that I thereby lose my 14-day right of withdrawal once access or download has started.” 

Model Withdrawal Form 
(Complete and return this form only if you wish to withdraw from the contract) 
— To: Stoxcraft OG, Doerfl 56, A-8262 Ilz, Austria, Email: [email protected] 
— I/We () hereby give notice that I/We () withdraw from my/our () contract of sale of the following goods ()/for the provision of the following service () 
— Ordered on ()/received on () 
— Name of consumer(s) 
— Address of consumer(s) 
— Signature of consumer(s) (only if this form is submitted on paper) 
— Date 
() Delete as appropriate. 

13. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Stoxcraft and its partners, officers, agents, employees, and licensors from any claims, damages, liabilities, costs, or expenses (including reasonable attorney’s fees) directly arising out of (a) your unlawful use of the services, (b) your violation of these Terms of Use, or (c) your infringement of the rights of third parties. 

This obligation applies only to the extent that such claims are directly attributable to your conduct and does not limit or exclude any statutory rights you may have as a consumer. 

In jurisdictions where broader indemnification is enforceable (e.g., the United States), this indemnification may also include third-party claims related to your submitted content, your use of Stoxcraft services, or disputes with other users, provided such inclusion is not prohibited by mandatory consumer protection law. 

To the fullest extent permitted by law, you also agree to release Stoxcraft from any claims, demands, or damages of any kind, known or unknown, arising out of disputes with other users of the services. 

14. Termination

You may request deletion of your account at any time through your profile settings. Upon such request, we will delete the personal data associated with your account in accordance with our Privacy Policy and applicable law. Certain personal data may be retained where required for legitimate business purposes, legal obligations, auditing, or security. For more details, please refer to our Privacy Policy. 

Content or posts you have published may remain available after account deletion, unless otherwise required by applicable law. Where possible, such content may be anonymized to protect your privacy while preserving the integrity of the Stoxcraft community. 

Stoxcraft may, to the extent permitted by applicable law, terminate, suspend, or restrict your account or access to the services without prior notice if there are valid reasons, including but not limited to: (a) violation of these Terms of Use, (b) requests by law enforcement or government authorities, (c) discontinuation or material modification of the services, (d) technical or security issues, (e) extended periods of inactivity, or (f) engagement in fraudulent or illegal activities. 

If we terminate your paid access without cause, we will refund any prepaid fees on a pro-rata basis for the remaining period. 

To the fullest extent permitted by law, you agree that Stoxcraft shall not be liable to you or any third party for such termination, suspension, or restriction. 

15. Emails

By creating an account with Stoxcraft, you agree that we may use your email address to send you service-related communications, important informational notices and other messages necessary to operate your account. 

We will only send you marketing materials, newsletters or special offers if you have expressly consented to receive them, in accordance with applicable law. You may withdraw your consent or unsubscribe at any time by clicking the link provided in such emails. 

16. Third-Party Software

Our software, website and/or services may include components provided by third parties and used with the permission of the respective licensors and/or copyright holders under the terms provided by those third parties („third-party software“). 

Your use of third-party software is subject to the terms of use and privacy policies of the respective third parties. To the fullest extent permitted by law, Stoxcraft disclaims any warranties or representations regarding third-party software. This does not affect any mandatory rights you may have under applicable law. 

17. Publications – No Recommendation or Advice

All information and publications provided by Stoxcraft are for informational and educational purposes only. They are not intended to provide, and do not constitute, financial, investment, trading or other professional advice or recommendations, nor are they provided or endorsed by Stoxcraft. 

Any opinions expressed (which may change without notice) are the personal views of the respective authors. Neither the authors nor Stoxcraft make any representations or warranties regarding the accuracy or completeness of the information or analysis provided. 

To the fullest extent permitted by law, Stoxcraft and its authors disclaim any liability for losses or damages incurred as a result of investment or trading decisions made on the basis of information, opinions, forecasts or other content made available through Stoxcraft. Nothing contained in our publications should be understood as an explicit or implicit promise, guarantee or assurance that reliance on such information will result in profits or limit losses. 

Some content or analyses may be generated or supported by AI-based tools. Such content is provided “as is,” without warranty of accuracy or completeness, and does not constitute investment advice. 

18. Limitation of Liability

To the fullest extent permitted by law, Stoxcraft and its partners, officers, employees, agents and licensors shall not be liable for any indirect, incidental, special, consequential or exemplary damages. This includes, without limitation, damages for loss of profits, goodwill, use, data, procurement of substitute goods or services, or other intangible losses, even if Stoxcraft has been advised of the possibility of such damages. 

Nothing in these Terms shall exclude or limit liability where it cannot be excluded under applicable law, including liability for intent, gross negligence, injury to life, body or health, or mandatory consumer rights under the Austrian Consumer Protection Act (KSchG) and EU law. 

Stoxcraft’s liability for direct damages shall in any case be limited to the amount you have paid to Stoxcraft in the twelve months preceding the event giving rise to the liability, except where liability cannot be excluded or limited under applicable law (including liability for intent, gross negligence, or for injury to life, body or health). 

This limitation applies in particular to damages arising from: 
• the use or inability to use the services, software or systems; 
• changes in the service offerings, related prices or the temporary or permanent discontinuation of the service or any part thereof; 
• the use, disclosure or display of user-generated content; 
• unauthorized access, alterations or transmission of data; 
• the deletion, corruption, failed storage or failed transmission of data; 
• statements or conduct of third parties within our services; 
• or any other matters related to the services. 

19. Governing Law and Jurisdiction

These Terms of Use are governed by Austrian law, without regard to conflict of law principles. For consumers domiciled in the European Union, mandatory consumer protection provisions of their home country also apply. The place of jurisdiction shall be Graz, Austria, unless mandatory law provides otherwise. 

Contact Information 

If you have any questions or suggestions regarding our terms of use, please contact us at [email protected] with the subject „Terms of Use“. 

Notice to the Responsible Party 

For details on how Stoxcraft processes personal data and who is responsible for data processing, please refer to our Privacy Policy.